Natalie Cambrell Principal Solicitor

Natalie Cambrell leads our superannuation and financial services team.  With more than 20 years’ experience, she has an enviable reputation for her in-depth knowledge in these highly regulated and complex practice areas, and for her clear, commercially astute advice.

Natalie’s expertise includes:

  • fund transfers and mergers
  • Australian financial services licensing and disclosure aspects of the Corporations Act 2001
  • all aspects of the Superannuation Industry (Supervision) Act 1993, including RSE Licensing requirements and APRA regulation
  • breach reporting and error remediation
  • fund documentation, such as trust deeds and deed amendments, investment management agreements, outsourcing agreements, trustee appointment and retirement documentation
  • trust law issues, interpretation of fund governing rules and general fund administration issues – including on complex defined benefit matters
  • group insurance arrangements for death and disability benefits
  • member disclosure materials, such as product disclosure statements, annual reports, benefit statements, significant event notices, calculators and retirement forecasts
  • litigation and dispute resolution concerning a broad range of financial services matters (including disablement claims and misleading/deceptive conduct) and complaints before AFCA
  • applications to APRA, ASIC and AUSTRAC for relief from regulatory requirements
  • corporate governance
  • privacy requirements
  • anti-money laundering legislation
  • family law superannuation splitting
  • trustee indemnity insurance matters
  • employee superannuation aspects of corporate mergers and acquisitions, and
  • employer obligations under the Superannuation Guarantee (Administration) Act 1992.

Natalie advises trustees, fund administrators and employers on all aspects of superannuation law.  She advises financial services entities on licensing and disclosure, and on matters relating to managed investment schemes and investments generally.  Her expertise also encompasses anti-money laundering and privacy laws.

With consolidation in the superannuation industry over recent years, Natalie has worked on a large number of successor fund transfers.  Most recently, she concluded work on the successor fund transfer of the VicSuper fund into the First State Super scheme, to form a $120+ billion merged fund. Merging the funds together took many months of legal work involving a wide range of issues. Her deep legal expertise and the commercial approach taken by Natalie and her team assisted the client to complete the merger successfully.

In addition to her law qualifications, Natalie holds an ASFA Diploma of Superannuation Management.  She is the Deputy Chair of the Superannuation Committee of the Law Council of Australia (and Chair of the Consultations and Submissions sub-committee), a member of the Association of Superannuation Funds of Australia and is a past secretary and elected member of the Victorian Division Executive Committee of ASFA.

Recognition

Natalie has been named “Lawyer of the Year” for superannuation law in the 2017, 2019 and 2021 editions of the Best LawyersTM in Australia, and for funds management in 2020.  Her expertise has also been recognised in the corporate governance practice, financial institutions, funds management, investment law and superannuation law categories since 2010.

Natalie is also recognised in prestigious international legal directory, Chambers & Partners, for superannuation law.

KHQ Lawyers

Latest News & Insights

SUPER ALERT – 24 JULY 2020

Welcome to this week’s issue of the KHQ Super Alert. This week the Treasurer announced a number of superannuation measures in the Economic and Fiscal Update, ASIC registered the legislative instrument which gives effect to the deferral of the new fees and costs disclosure obligations and APRA reminded trustees of their SPS 515 responsibilities.  Federal … Read more

Super Alert – 3 July 2020


Posted By on 3/07/20 at 3:11 PM

Welcome to the third issue of the KHQ Super Alert covering a range of releases from the regulators. Importantly, it includes the updated MySuper Product Heatmap from APRA. ASIC – ASIC Corporations, Superannuation and Credit (Amendment) Instrument 2020/99 On 25 June 2020, an ASIC instrument was registered to extend the transitional application of RG 165 regarding … Read more

SUPER ALERT – 26 JUNE 2020


Posted By on 26/06/20 at 3:07 PM

Welcome to the second issue of the KHQ Super Alert. This issue mainly covers numerous releases from the regulators. The ATO guidance on SFT reporting may be of particular interest for those underway with SFTs. ATO – COVID-19 early release integrity and compliance warning On 18 June 2020, the ATO released a warning directed at … Read more

Super Alert – 19 June 2020


Posted By on 19/06/20 at 2:26 PM

Welcome to the first issue of the KHQ Super Alert! This issue covers a range of developments, mainly from ASIC this week. Importantly, the new RG 272 on ASIC’s product intervention powers has now been released in final form.  ASIC – revised timetable of ongoing work On 11 June 2020, ASIC published a revised timetable … Read more