Natalie Cambrell Principal Solicitor

Natalie Cambrell leads our superannuation and financial services team.  With more than 20 years’ experience, she has an enviable reputation for her in-depth knowledge in these highly regulated and complex practice areas, and for her clear, commercially astute advice.

Natalie’s expertise includes:

  • fund transfers and mergers
  • Australian financial services licensing and disclosure aspects of the Corporations Act 2001
  • all aspects of the Superannuation Industry (Supervision) Act 1993, including RSE Licensing requirements and APRA regulation
  • breach reporting and error remediation
  • fund documentation, such as trust deeds and deed amendments, investment management agreements, outsourcing agreements, trustee appointment and retirement documentation
  • trust law issues, interpretation of fund governing rules and general fund administration issues – including on complex defined benefit matters
  • group insurance arrangements for death and disability benefits
  • member disclosure materials, such as product disclosure statements, annual reports, benefit statements, significant event notices, calculators and retirement forecasts
  • litigation and dispute resolution concerning a broad range of financial services matters (including disablement claims and misleading/deceptive conduct) and complaints before AFCA
  • applications to APRA, ASIC and AUSTRAC for relief from regulatory requirements
  • corporate governance
  • privacy requirements
  • anti-money laundering legislation
  • family law superannuation splitting
  • trustee indemnity insurance matters
  • employee superannuation aspects of corporate mergers and acquisitions, and
  • employer obligations under the Superannuation Guarantee (Administration) Act 1992.

Natalie advises trustees, fund administrators and employers on all aspects of superannuation law.  She advises financial services entities on licensing and disclosure, and on matters relating to managed investment schemes and investments generally.  Her expertise also encompasses anti-money laundering and privacy laws.

With consolidation in the superannuation industry over recent years, Natalie has worked on a large number of successor fund transfers.  Most recently, she concluded work on the successor fund transfer of the VicSuper fund into the First State Super scheme, to form a $120+ billion merged fund. Merging the funds together took many months of legal work involving a wide range of issues. Her deep legal expertise and the commercial approach taken by Natalie and her team assisted the client to complete the merger successfully.

In addition to her law qualifications, Natalie holds an ASFA Diploma of Superannuation Management.  She is the Deputy Chair of the Superannuation Committee of the Law Council of Australia (and Chair of the Consultations and Submissions sub-committee), a member of the Association of Superannuation Funds of Australia and is a past secretary and elected member of the Victorian Division Executive Committee of ASFA.

Recognition

Natalie has been named “Lawyer of the Year” for superannuation law in the 2017, 2019 and 2021 editions of the Best LawyersTM in Australia, and for funds management in 2020.  Her expertise has also been recognised in the corporate governance practice, financial institutions, funds management, investment law and superannuation law categories since 2010.

Natalie is also recognised in prestigious international legal directory, Chambers & Partners, for superannuation law.

KHQ Lawyers

Latest News & Insights

Super Alert – 18 December 2020

Welcome to the latest issue of the KHQ Super Alert. The regulators have been busy this week with both ASIC and APRA releasing several reports and information for the industry including in relation to the APRA heatmap, member outcomes, design and distribution obligations, insurance in superannuation and the implementation of BEAR. This is likely to … Read more

Super Alert – 11 December 2020

Welcome to the latest issue of the KHQ Super Alert. Parliament has had a busy week passing two superannuation Bills and introducing a further Bill to implement outstanding Royal Commission recommendations (which includes the ban on advice fees from MySuper products). ASIC has also deferred the start date for the portfolio holdings disclosure requirements.  ASIC … Read more

Super Alert – 4 December 2020

Welcome to the latest issue of the KHQ Super Alert. The regulators have provided a variety of news updates this week, including an ASIC consultation paper on consumer remediation, the publication of a new issue of APRA Insight and an information sheet which explains the proposed AFSL requirements for entities providing insurance claims handling services.  … Read more

Super Alert – 20 November 2020

Welcome to the latest issue of the KHQ Super Alert. The long-awaited final report of the Retirement Income Review was published this week by Treasury. ASIC also released a consultation paper seeking industry feedback on affordable advice options for consumers, and a report in relation to insurance in superannuation.   Retirement Income Review – Final report … Read more

Super Alert – 6 November 2020

Welcome to the latest issue of the KHQ Super Alert. The Senate has released the transcripts from its Budget estimates hearings which provide useful insights into upcoming legislative changes in the industry. The Government is also seeking feedback in relation to its review of the Privacy Act.  Attorney General’s Department – review of Privacy Act … Read more